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ENG : Foreigners: How to use Korean hospitals (check-in, insurance, costs explained)

by T's 리얼가이드_Korea Insider 2025. 11. 11.
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🏥 How Foreigners Use Korean Hospitals

(Clinic system / check-in steps / insurance discounts / phrases to use)


Korea has one of the most efficient medical systems in the world.
Short waiting time, low cost, and very organized.

As a foreigner, the experience becomes easy when you understand:

✅ the hospital structure
✅ how to check in
✅ how insurance works

Let’s break it down in simple steps.


🏥 Types of medical facilities (you must choose the right one)

Type Korean Name When to go?
Small clinic 의원, 내과, 이비인후과, 피부과 등 General symptoms (cold, allergic rhinitis, sore throat, light illness)
Hospital / specialist center 병원 Tests, treatment requiring equipment
University hospital (large) 종합병원 Complex diagnosis, surgery needed
Emergency Room 응급실 Emergency (trauma, heart issue, severe pain)

➡️ In Korea, people go to a small clinic first, not a big hospital.
➡️ Large hospitals usually require a referral letter (진료 의뢰서).


🧾 What to bring

Required Why
🪪 ARC (Alien Registration Card) or Passport ID verification
💳 Korean Health Insurance (NHIS) or Insurance card Discount
📱 Korean phone number SMS registration & call-back
💳 Credit / Debit card Payment (most places don’t take cash)

🛠 How to check in (Step-by-step)

① Go to the reception desk
② Give ARC or passport
③ Tell your symptom (one sentence is enough)
④ Receive a waiting number ticket
⑤ Wait until your number appears on the screen
⑥ See the doctor
⑦ Pay at the counter
⑧ Go to the pharmacy (약국)

TIP:
Pharmacy is usually next to the clinic.
Look for the sign: 약국


🗣 What to say (English → Korean)

Situation Korean Phrase
“I would like to see the doctor.” 진료 받고 싶습니다.
“I have health insurance.” 건강보험 있습니다.
“I don’t have Korean insurance.” 건강보험 없습니다.
“Where is the pharmacy?” 약국이 어디인가요?
“Do I need a reservation?” 예약이 필요한가요?

Show the sentence on your phone — staff will understand.


💳 How insurance discount works (NHIS)

With Korean National Health Insurance (NHIS):

  • Doctor visit: 70–80% discount
  • ER visit: 50–60% discount
  • Surgery: major discount (varies)
  • Medicine at pharmacy: partially covered

Example:

Treatment Without NHIS With NHIS
Clinic visit (ENT / dermatology) ₩30,000–₩45,000 ₩5,000–₩12,000
Emergency room visit ₩300,000–₩500,000 ₩70,000–₩120,000

With NHIS, Korea becomes one of the cheapest healthcare systems globally.


🏥 If you DON’T have NHIS

You can still visit a hospital.

  • Bring passport
  • Pay full price
  • Some clinics accept private international insurance (varies)

If you plan to stay in Korea long-term, NHIS is strongly recommended.


💊 How to receive prescription medicine (Pharmacy)

Process:

① Receive prescription document from clinic
② Go to a pharmacy (약국)
③ Give prescription + ARC/passport
④ Pay and receive medicine

The pharmacist will explain:

  • dosage (how many times per day)
  • how to take (before or after meals)

Terms:

  • 하루 3번 = 3 times a day
  • 식후 = after meal
  • 식전 = before meal

🚑 Emergency situation (IMPORTANT)

➡️ Dial 119 (free ambulance service)
➡️ Operators usually speak English
➡️ Ambulance takes you to the nearest hospital


🧠 Special notes for foreigners

Case Tip
You have private insurance from overseas Keep receipts. Claim later.
You want a specific doctor specialty Search by “피부과 / 내과 / 이비인후과 / 정형외과”
Language support needed Large hospitals have English desks

✅ Hospital visit checklist

Task Done
ARC or passport prepared
Insurance card (NHIS) or insurance app ready
Know your symptoms (write note in English/Korean)
Payment card ready
Pharmacy after doctor visit

🔑 Summary

  • Go to a small clinic first, not a big university hospital.
  • Show ARC + NHIS card → medical costs drop dramatically.
  • After the appointment, go to a pharmacy (약국) for medicine.

Once you understand the flow, Korean hospitals are fast, efficient, and affordable.

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